Ecobank Nigeria has said that it has relaunched its Credit Card products with a wide range of benefits to customers including access to International Point of Sale (POS) and Automated Teller Machines (ATM).
Korede Demola-Adeniyi, Head, Consumer Banking at Ecobank Nigeria, who made the announcement in Lagos, said the Ecobank Platinum and Gold Credit Cards would afford holders the opportunity to shop now and pay later while also ensuring customer safety by eliminating the risk of carrying cash.
Demola-Adeniyi added that the Ecobank credit card can be used in-store, on the web, and via all digital channels.
“Our card types include Platinum and Gold Cards both of which have a validity period of three years, however, the credit limit would be for a maximum period of 12 months, and this is renewable.
“The Ecobank credit card is cash on the go and its pricing is competitive. Our customers can have up to 45 days of interest-free usage. Interest would be applied on the unpaid amount after the grace period and not the total credit limit on the card.
“This product is available on a pre-approval basis to selected individual customers (new and existing ones).
Daberechi Effiong, Head, Consumer Products of Ecobank Nigeria listed the features of the card types and eligibility criteria, noting that salaried customers and customers with investments are eligible for credit cards.
Effiong added that customers with an existing loan may also request for a credit card, but that their capability to take on additional credit would be considered in deciding the credit card limit.
She further added that customers may request for credit cards via various channels that include the Ecobank website, the Bank’s 24/7 contact centre or by simply walking into any of its 255 branches nationwide.
She advised those seeking further enquiry to do so via the Bank’s social media platforms and contact centre.